Real estate calculators
Tools for property buyers, landlords, investors and developers — rental yield, escalation, appreciation, construction cost, Indian plot-area units, carpet vs built-up, municipal property tax, and an affordability heatmap.
About these tools
These calculators run entirely in your browser and use formulas that match Indian real-estate practice. They're useful for quick decisions — whether you're buying, renting, building, or holding property. None of them save what you type, so confidential numbers are safe.
Common workflows
- Buying for rental income? Pair the rental yield tool with appreciation to model both income and capital gain.
- Constructing on owned land? Use construction cost for budget, then check cement, brick, and steel for material take-off.
- Comparing properties? Use plot area and carpet vs built-up to normalise sizes across different brokers' quotes.
- Affordability planning? Combine EMI heatmap with the rent vs buy tool to decide tenure and timing.
Common questions
What's a healthy rental yield in India?
Residential rental yields in major Indian cities run 2–4% gross, dropping to 1.5–3% net after expenses. Commercial properties typically yield 6–10% gross. Compare against bank FD rates — when residential yields slip below 3%, the case for rental investment rests largely on capital appreciation rather than cash flow.
Are construction-cost rates the same nationally?
No — Tier-1 metros (Mumbai, Delhi NCR, Bengaluru) cost 25–40% more per sq.ft than Tier-2/3 cities for the same grade. Within a city, costs also vary by sourcing distance, contractor reputation, and quality of fittings. Use these calculators as a planning baseline, not a contractor quote.
Is property tax deductible from income tax?
Yes — for let-out property, municipal property tax actually paid in the financial year is fully deductible from "income from house property" before computing the 30% standard deduction. For self-occupied property, no such deduction is allowed.