RBI permits each bank to charge ₹21 + GST per financial transaction beyond the free monthly cap, plus ₹9 + GST for non-financial transactions (balance enquiry, mini-statement). Free caps differ for own-bank vs other-bank ATMs and metro vs non-metro.
Total ATM charges this month
₹0
Extra at own ATM
0
Extra at other ATM
0
Extra non-financial
0
Financial fee + GST
₹0
Non-financial fee + GST
₹0
Standard RBI caps (as of 2024)
Own bank ATMs: Min 5 free per month (financial + non-financial combined).
Other bank ATMs: Metro — 3 free; Non-metro — 5 free.
Beyond cap: ₹21 + GST per financial; ₹9 + GST per non-financial.
Many premium savings / salary accounts get unlimited free ATM access; check your account variant.