A new car typically loses 15–20% in year 1 and around 10–15% per year thereafter. Tweak the rate to match your model — luxury cars depreciate faster; sought-after used cars depreciate slower.
Value after 5 years
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Total depreciation
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% of original
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Avg / year
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Year
Value
Loss
Tips
Luxury and EV typically depreciate faster — try year-1 of 22–25%.
Mass-market petrol / diesel sit around 15–18% in year 1.
Resale-strong models (e.g., some SUVs, popular hatchbacks) can hold value better — 10–12% year 1.
Mileage and accident history also affect resale; this calculator assumes "average" condition.